contact us

(631) 430-5395

REAL ESTATE LENDING ON YOUR TERMS, EVEN IF YOU HAVE BEEN DENIED BY OTHER LENDERS.

Get a decision in 24 Hours.
Close in 2 – 3 weeks.

Three Steps to Success

Our Process

Step One: Submit Your Loan

Click the button above to start your loan application.

Step Two: Strategy Call

One of our dedicated loan consultants will connect with you within 24 hours for a strategy call.

Step 3: Process & Close

Once we get all of your docs and information, we handle the rest and your deal is done.

SHORT TERM LENDING CRITERIA

Loan Limits

250K - 7MM

Loan Terms:

12-24 Months

Credit Score

Will work with 580 or better.

Property Types

2-4 Units, Residential, Mixed Use, Multifamily

Max LTV/LTC

Will lend up to 90% LTC depending on the strength of the deal.

Loan Purpose

Purchase, Refinance or Foreclosure Bailouts. (Must be investment property. Primary residence not applicable). Rehab and Construcion

LONG TERM LENDING CRITERIA

Loan Limits

250K - 7MM

Loan Terms:

12-24 Months

Credit Score

Will work with 580 or better.

Property Types

2-4 Units, Residential, Mixed Use, Multifamily

Max LTV/LTC

Will lend up to 90% LTC depending on the strength of the deal.

Loan Purpose

Purchase, Refinance or Foreclosure Bailouts. (Must be investment property. Primary residence not applicable). Rehab and Construcion

FAQs

Here's what you need to know.
What is the minimum credit score needed?

The minimum credit score we would work with is 580. We will consider working with lower on a case by case basis.

Rates will vary depending on the strength of the borrower and strength of the deal. Our rates start in the 6’s.

Yes. For borrowers who cannot show documented income, assets, taxes etc., we do have competitive “no doc” options that you may qualify for.

Yes, we offer a CLV product that allows you to only come out of pocket with 10% down if qualified and it also allows up to 3% sellers concession towards your closing costs.

Yes. Active investors who can show proof of 3 flips or more within the last 12 months can qualify.
We work with the following property types: 1-4 Units residential, Air BNB, Assisted Living, Automotive, Cannabis, Car Wash, Condo, Gas Station, Hotel, Industrial, Land, Medical, Mixed Use, Mobile Home/RV Parks, Modular Housing, Motel, Multi Family, Office, Retail, Self Storage, Special Purpose, Warehouse.
 

While we have closed deals in 5-7 days, our typical turn around time is 15-30 days from start to close.

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